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mortgage protection

Protect the things that matter most!
 
What is the most common form of income protection that people have. "It wont happen to me"

 

Now, view the alarming facts below that may make you think again:-

. 32% of mortgage arrears in the UK are caused by sickness or unemployment.
. 1 in 11 of the working population are currently claiming sickness benefit.
. 9 out of 10 of those claiming sickness benefits do not return to work for at least 6 months.
. Over 2,850 people a day start claiming DSS sickness benefits as a result of illness or injury.
. On average, each year, a typical person has a 1 in 100 chance of being made redundant.
. Latest figures indicate that 650 people a day are made redundant in the UK.

People also think that the State will provide support via the Benefits System.
Unfortunately, in the majority of circumstances, the help they offer will come too late.

Our premiums are some of the most competitive available, so why not click the link below for a FREE no obilgation quote.

Apply for mortgage payment protection now.


Household insurance


This is a monthly cost that we sometimes overlook, particularly if it is "bundled" in with the mortgage payment. In general terms, lenders tend to charge more for this cover and this is an area where you may be able to make significant, year-on-year, savings. In most cases, your lender cannot dictate where you place this business. If you have any questions or require advice, please do not hesitate to contact us.

Apply for building and contents insurance now.


Life insurance


The cost of insuring your life with a term and or critical illness policy has dropped by up to 20% over the past 10 years. This is because we are living longer and the Insurance companies are therefore having to meet fewer claims.

It is our firmly held belief that everyone with a mortgage, should protect at least their loan amount with life and or critical illness cover. If this applies to you, please try our quotation facility as we often find that clients are pleasantly surprised by the low cost.

Apply for life and critical illness cover now.


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Registered in England No. 4407035  |  CCL No. 529688  |  FSA No. 411297  |  DPA Z7398275
On completion, there MAY be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it to be £195.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage Branding Limited, trading as The Mortgage Option, is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Services Authority.
© 2003 - 2007 The Mortgage Option. All world rights reserved. Site development ditto. The subject of this page is mortgage protection
 

 

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